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Your Mindset

29th October 2024 · 5 minute read

Published by The Real Debt Guy

  • Budgeting
  • Lifestyle

How to get a life of luxury?

What is considered a luxury?

We live in a world where we are overwhelmed by the temptation of luxuries. Once out of reach, we have become slaves to them. New trends, shiny gadgets, fashions, and health fads are launched every year. We can't imagine living without all these luxuries, but do we need them?

It's time to think differently about luxury. Let's go...

Not in the mood to read? We got you covered. Listen to the rest with the YouTube link at the bottom of the page.

How do I get a reality check?

Now and then, it’s important to stop and get a little perspective on life.

Humans are complex creatures. We do not think like any other species. We can be hungry but not feel like eating. We can spend an evening bickering over what to have for dinner, only to settle on the first meal suggested. We complain that our mobile phones need an upgrade, wasting hours deliberating on which new one to get.

Examining these statements in context makes it clear just how privileged we are! All of these choices are luxuries we take for granted.

Take a lion, in contrast. A lion doesn’t have these choices. It doesn’t sit with a menu pondering whether to have a zebra or antelope with a side of buffalo. The lion stalks its land, hoping to find food, grateful to find anything to feed itself.

We need to be more lion, grateful and present.

What is it about luxuries that make us want them so bad?

What makes a luxury?

When people think about luxuries, they consider their cost. To be a luxury, something must be expensive enough that not everyone can afford it or extremely rare. Luxuries give people a sense of exclusivity as if they are unique. The more expensive, the more exclusive, the more luxurious, and the more desired.

Imagine being a kid at school, and one of your classmates has a swimming pool. Imagine how envious the other kids would be. Imagine if everyone could afford a swimming pool. The other kids wouldn’t be so impressed, and it would no longer feel like a luxury.

How about when the first mobile phones came out, those huge brick-like devices you see in 80s movies? They were the height of luxury as so few people had them. Not today; every Tom, Dick and Harry has a mobile phone.

Luxury, as we know it, is about perception, price tag and popularity. However, we don’t all consider the same things to be luxuries. Every person is different. We think differently, with different likes and dislikes. With that in mind, luxury should be subjective, not determined by other people's perception of luxury, price tag, or popularity. The truth is, we are surrounded by so many luxuries from the moment we wake up.....

If you can have a plate full of food in front of you and walk away from it because you just don’t fancy eating it anymore, your life is good.

The Real Debt Guy

A morning in the life of luxury

You wake up in the morning in your home. You’re cosy and warm in a comfortable bed with a pillow and a duvet. Not too cold. Not too hot. The temperature is perfect. It’s raining outside, but you wouldn’t know it in the comfort of your home. You get out of your bed and turn on the light. It’s dark outside. You walk to the bathroom and turn on the tap. Fresh, clean water runs freely from the tap, and just as easily, you turn the tap off and the water flow stops. You brush your teeth sparkly clean with an electric toothbrush and toothpaste. You jump in the shower, and the water temperature is perfect. You choose an outfit to wear and head to the fridge to select something to eat. You don’t fancy what’s in the fridge, so you head to the cupboards for a snack instead. More choices. You’re not really hungry, so you decide eating can wait; the food isn’t going anywhere. Finally, you head to the living room, slump into the sofa and turn on the TV to watch the news. The cooker, the washing machine, the dishwasher, the cleaner that comes every other week, none of that impresses you; it’s just part of your everyday life.

Many people dream of a life with a roof over their heads, warmth, comfort, electricity, clean water, and access to it whenever they want. However, to many, this is just standard.

Reality check

If you can have plate full of food in front of you and you are able to walk away from it because you just don’t fancy eating it anymore, your life is good. If you woke up today, picked up your phone flicked straight to Instagram, without a thought of where your next meal is coming from, you have a life of luxury already. You’ve made it. Everything you need is right there for you, but still, people chase the life of luxury....

Chasing a life of luxury.

Some people spend their whole lives chasing luxury and even resort to a life of crime to achieve it. Others spend thousands of pounds chasing the “dream” of luxury, only to amass endless debt. People will even marry for money, regardless of their feelings for that person, just to get a life of luxury.

How happy can you be chasing luxury? Luxury items have a sell-by date; when a new version comes, it will replace it. Chasing this type of so-called life is expensive and exhausting. Many get caught in a vicious spend circle.

Don't forget to read The Real Debt Guy's final thoughts below!

The Real Debt Guy's final thoughts.

If you’re looking for a life of luxury based on expensive things, you’ll be spending to find something that has no end. That new something will always be replaced by something newer and, in most cases, more expensive. How many versions of iPhones have been created and continue to be made?

Try to appreciate real luxuries in everyday life. Turn on your tap, go to your fridge, and get into your warm bed. Be more lion and enjoy the life of luxury you already have, a simple life of luxury.

You might find it helpful to check out the mindfulness section for other thought-provoking ways to challenge your perspective on life and what’s truly important.

Simplifying complicated matters.

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