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Terminology.
Wondering what a word means? We've got that covered too.
We try to keep the jargon to zero, but there are words that you will need to know their meaning. Did you know the word "mortgage" means "death pledge" in Old French?! Spooky. Anyway, use below to find words you may not know the meaning of. We got you.
A
Acknowledgment of Service
You’ll see this term if you ever receive a Claim Form. An Acknowledge of Service is a form a Defendant completes to acknowledge receipt of the claim form. By doing so you are acknowledging the claim.
APR
Annual Percentage Rate, usually coined APR in small print, is the yearly interest that a borrower pays on the money they borrow to the lender
Arrears
Arrears is money that should have been paid by a certain date but hasn’t. Once the payment date has passed the payment is now in arrears.
Asset
In financial terms an asset is something that has economic value and be expected. For example, a property is considered as an asset in most cases.
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We want to support people who are in or at risk of debt. By drawing upon knowledge and experience of how money and debt works, we have produced a website full of up-to-date information, and useful tools to do just that.
Ultimately, we have one goal, and that is to educate people about debt, by simplifying complicated matters, so that anyone can understand.
More than anything we hope you find the information on this website useful, and that it helps you to take positive steps in the right direction.
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Simplifying complicated matters.
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Budget planner.
Do you know how much you have left at the end of each month? Do you need to send an income and expenditure to a creditor? We've got you covered. Our budget planner provides you with a simple and free way to view and track your spending.