Useful documents.

Need a bit of a head start? Here's a few templates to help you on your way.

We got you

Writing letters to banks, creditors, lenders, and debt collectors can feel very scary if you haven’t had to do it before. There's nothing to fear; The Real Debt Guy has your back! We provide free templates to help you start the process. Yes, we have the only letter you must send if your debt is statute-barred. You've got this.

Templates

I'm in financial difficulty - Debt Collector

This template will get you started if your debt is with a debt collector and you are thinking of offering token payments.

I'm in financial difficulty - Creditor

This template will get you started if your debt is with the original creditor and you are thinking of offering token payments.

My debt is Statute Barred

This is the only letter you need to send and nothing else if your debt is statute barred. Do make sure you read this article first.

Need help speaking to your creditors?

It's good to talk! Debt can seem like a lonely place, it doesn't have to be. Join our community to interact directly with The Real Debt Guy team and other members like you. Debt is not something that you have to suffer alone. We got you.

Speak to The Real Debt Guy

Budget planner.

Do you know how much you have left at the end of each month? Do you need to send an income and expenditure to a creditor? We've got you covered. Our budget planner provides you with a simple and free way to view and track your spending.

Let's go