Continuous Monitoring · Client service

Ongoing support with your creditor correspondence.

£8.50 per debt / month Cancel any time For existing clients

A monthly service for clients who want ongoing support with their creditor correspondence.

You make the decisions. We prepare the paperwork in your words, in your name, and nothing is sent anywhere until you've read it and signed it off.

£8.50per debt / month

Ongoing correspondence support for the debts you add to the service. Subscribe through Stripe, then add your debts on the next page.

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What's included

Everything the service covers.

The paid service, in one place. Every draft is written in your words and sent to you for approval before anything is sent.

  • All creditor correspondence forwarded to us for monitoring.

    Letters (front and back) and emails on the debts you've added to the service.

  • Clear, plain-English replies prepared in your words and using your instructions.

    Everything is written in your name.

  • Replies drafted in your name to letters, settlement offers, and information requests.

    So nothing sits unanswered while you decide what you want to do next.

  • Settlement offers prepared without prejudice.

    If you decide to settle an account, we prepare the offer letter in your words for your approval and signature. If the offer is accepted, we prepare a short note confirming the terms of the acceptance in writing, for your records.

  • Letters prepared in your name and sent to you for approval before being sent.

    Nothing goes anywhere until you've read it and signed it off.

  • Posting letters on your behalf, as a courtesy.

    If you'd like us to put the letter in the post for you, we're happy to do so at no charge. This is not part of the paid service, for compliance reasons.

  • Emailing creditors on your behalf, as a courtesy.

    If you'd like us to send the email for you, we can do that too. Also at no charge, also not part of the paid service, and does not constitute advice.

The fee

Simple monthly pricing.

£8.50per debt / month

This covers the time and care taken to monitor your account, prepare replies to creditor correspondence, and keep things moving.

Cancel any time.

The Real Debt Guy is not a regulated firm and does not provide regulated financial advice. This service is administrative only: we prepare correspondence in your words, in your name, for your approval before anything is sent. You direct, we type.

Where TRDG stands

The Real Debt Guy is not FCA regulated. Here is what that means.

What The Real Debt Guy does

The Real Debt Guy provides independent debt information, plain-English guides, the Budget Planner, and paid one-to-one services such as Full Support, the Letter Audit, and Clarity or Private Calls. Every draft is written in your words, for you to read, change, and approve.

What The Real Debt Guy does not do

The Real Debt Guy does not give financial advice. The Real Debt Guy does not contact creditors on your behalf. The Real Debt Guy is not a debt-management or debt-adjusting firm.